01STEP
Send us your idea
Describe the product or problem.
We build secure,
scalable and regulated
software products.
For fintech teams that need compliance-first architecture.
For products where KYC, AML and audit trails aren’t optional.
For platforms where security and delivery accountability are non-negotiable.
Send us your idea. After a short discovery call we prepare a lightweight prototype or product concept.
2005 Founded. 300+ Projects. 30+ Specialists. Mobile · Web · Backend QA · DevOps. AI-assisted Delivery.
Free offer
Test your idea before investing in full development.
Have a product idea or MVP concept? After a short discovery call, we can prepare a free lightweight prototype — a deployed web app, mobile build or structured product concept. For suitable scopes, this takes 2 business days after receiving a clear brief. This is not a full MVP or production-ready product.
02STEP
We clarify scope
Short call, define what to validate.
03DONE
You get a prototype
Deployed app or concept in 2 business days.
Where we create the most value.
Regulated financial products
fintech / regtechPayment platforms, AML/KYC workflows, RegTech compliance systems, crypto payment rails and secure fintech infrastructure.
Explore →Data-intensive platforms
proptech / data platformsAudit workflows, certificate processing, reporting infrastructure and real-estate data systems.
Explore →Sensitive-data products
healthtechProducts that handle private or regulated user data and require strong security architecture.
Explore →Business-critical platforms
compliance-heavySystems where integrations, auditability and reliability matter more than speed.
Explore →where we step in
Problems we actually solve
These are the real situations our clients come to us with — not a generic service menu.
We need KYC/AML in our payment flow — but our team has never built for regulated markets
fintech / regtech
We design compliance-first architectures with KYC/AML integrations, audit logging and secure backend. We also integrate crypto payment rails inside regulated products.
Backend · Compliance · Crypto rails →
We process hundreds of supplier certificates manually. We need a platform that extracts and validates data automatically
proptech / data platforms
We build AI-assisted document extraction pipelines, automated validation and reporting dashboards for real-estate and compliance-heavy data platforms.
Web Platform · AI · Data →
Our app works in demo but breaks in production. The original team is gone
mobile product
We take over Flutter and React Native apps, fix critical production issues, stabilise architecture and support releases.
Mobile · QA · Product Support →
I have a product idea but I don't know if it's worth building
early stage
We run a short discovery call, validate the scope and deliver a free lightweight prototype within 2 business days for suitable projects.
Free prototype offer →
Our platform handles children's data
sensitive data
We build with encryption, role-based access and GDPR-aligned architecture for sensitive-data products.
Security · Architecture · QA →ai-assisted delivery
Faster delivery. Full engineering control.
AI tools speed up discovery, prototyping, documentation and testing. But regulated products still require human ownership. At SplineStudio, AI assists — engineers, QA and delivery managers own the outcome.
Build with proper control →AI assists
- Requirement breakdown
- Early prototyping
- Documentation acceleration
- Test support
- Code generation
Humans own
- Requirement breakdown
- Early prototyping
- Documentation acceleration
- Test support
- Code generation
work
Products we've shipped.
Release checklist
- Architecture approval
- Backend & integrations
- KYC/AML flow ready
- QA & security checks
Platform summary
- Multi-currency wallets
- KYC/AML workflows
- Crypto payment rails
- Status: Live
Montowire
FinTechRegulated payment platform with KYC/AML, multi-currency wallets, compliance-first architecture and crypto payment rail integration.
View case study →Platform summary
- Properties reviewed
- 684
- Certificates validated
- 92%
- Uptime
- 99.9%
Audit queue
- Processed today
- 847
- AI accuracy
- 96%
BlueAuditor
PropTech / Data PlatformESG and climate-risk platform for real estate portfolios with AI-powered certificate extraction and audit-ready reporting.
View case study →Platform scope
- Flutter apps
- 3
- Web portals
- 3
- NFC check-in
- Live
Delivery status
- Products shipped
- 6
- Active camps
- 24
CampOrganizer
Platform / MobileWhite-label multi-app platform — 3 Flutter apps, 3 web portals, NFC check-in.
View case study →App status
- App Store
- Live
- Google Play
- Live
- Subscriptions
- Active
Product summary
- Voice capture
- Core
- AI writing
- Enabled
Memory Hive
Wellness / MobileVoice-first journaling app with AI writing assist and subscriptions.
View case study →why splinestudio
Why teams choose us.
Full-cycle delivery
Design, development, QA, DevOps and delivery management in one team.
Regulated-product mindset
Experience with systems where security, compliance and data integrity matter.
Faster validation
AI-assisted workflows to move from idea to prototype without overbuilding.
Engineering accountability
AI accelerates. Engineers, QA and delivery managers own the outcome.
Flexible cooperation
Full product team or extension of your existing team — your choice.
ISO certification experience
Experience guiding projects through ISO 27001 certification — architecture, documentation and audit trails.
free offer
Get a free prototype in 2 days.
Share a short brief. After a discovery call we prepare a free lightweight prototype or product concept for suitable scopes.
Discovery
Short call to understand the product, constraints and what to validate first.
See our process →Step 1 of 8: Discovery. Short call to understand the product, constraints and what to validate first.
Have an idea worth testing?
Send us a short description. We'll help you understand what can be validated first and how to move toward development without wasting scope.
FAQ
Common questions before we start.
SplineStudio (also known as Spline Studio) is a Ukraine-based software development company founded in 2005. We build mobile apps, web platforms, backend systems and regulated software products for FinTech, RegTech, PropTech and compliance-heavy businesses.
FinTech and RegTech (payment platforms, KYC/AML, compliance systems, crypto payment rails), PropTech and data-intensive platforms (audit workflows, reporting), HealthTech and sensitive-data products, and compliance-heavy business platforms.
After a short discovery call, we prepare a free lightweight prototype or product concept. For suitable scopes this takes 2 business days after receiving a clear brief. This is not a full MVP or production-ready product.
Our delivery team is based in Ukraine. We have business presence across Austria, Canada, the United Kingdom, Latvia and the Netherlands, serving clients across the EU, UK and North America.
We use AI to speed up discovery, prototyping, documentation and testing. All architecture decisions, code reviews, security checks and release readiness are owned by senior engineers and QA specialists.
Yes. We have experience supporting projects through ISO 27001 certification preparation — security architecture, documentation and audit trail implementation. Formal certification requires an external auditor.
Yes. We integrate crypto payment rails into regulated fintech products — stablecoin settlements, on-chain/off-chain flows and wallet infrastructure. We treat crypto as a payment layer inside compliance-first products, not as standalone Web3 development.
Mobile: Flutter and React Native (iOS & Android). Web: Vue.js, React. Backend: Node.js, Python, PostgreSQL, Redis. DevOps: CI/CD, Docker, cloud platforms. AI: OpenAI APIs, custom pipelines.